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The Risk Management Team at Banco Santander is responsible for identifying, assessing, and mitigating risks across the organization to ensure compliance with regulatory standards and safeguard the bank’s assets. This team focuses on credit risk analysis, market risk oversight, and financial crime compliance, while also developing governance frameworks to enhance operational resilience. By supporting the bank's commitment to responsible financing and operational integrity, the team plays a crucial role in fostering a safe and sustainable banking environment.