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Chris Orange is an experienced credit risk management professional currently serving as a Credit Risk Manager at Santander since October 2022. Prior to this role, Chris worked as a Credit Analyst at MUFG from July 2015 to October 2022, where responsibilities included the analysis of investment grade and non-investment grade corporates, evaluating qualitative and quantitative data to identify key risks and opportunities, and collaborating with sector development teams to onboard new clients. Chris also has experience as a Loan Administration Advisor at Close Brothers Premium Finance for a brief period in 2014, focusing on processing documentation and enhancing departmental efficiency. Chris holds a 2:1 BA in Business Management from Solent University, completed in 2014, and has an educational background that includes Esher College and Rutlish Secondary School.