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Ruby Kwong is a seasoned finance professional currently serving as Senior Vice President for Governance, Cost Analysis and Projects in Financial Control at Santander, a position held since November 2022. Prior to this role, Ruby was with China Construction Bank (Asia) Corporation Limited, where titles included First Vice President and Head of Finance Systems Project, and Vice President for the Finance Systems Project from August 2016 to November 2022. Ruby's career began at HSBC, where responsibilities included managing finance systems support from January 2011 to August 2016. Ruby holds a Bachelor's degree in Accounting from The Hong Kong University of Science and Technology.