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João Pedro Dias is an experienced compliance manager currently working at Banco CTT since March 2023. Prior to this role, João contributed to compliance risk management at CGD from October 2014 to September 2022, focusing on product design, contractual duties, and safeguarding customer assets. João also served as a commercial credit analyst, providing risk analysis and financial proposals for large and medium-sized enterprises. Earlier experience includes working as a commercial agent at Fapricela - Indústria de Trefilaria, S.A. João holds a Master's in Business Administration with a focus on Marketing from Universidade de Coimbra and a Bachelor’s in Economics from the same institution, complemented by an Erasmus programme in Economics at Universitat de Barcelona and a certification in Blockchain & Smart Contracts from Universidade Católica Portuguesa.