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Jelena Stjepanovic is an experienced professional in risk modeling, currently serving as Lead Associate at ATOS BANK a.d. Banja Luka since May 2022, having previously held the position of Senior Associate for Risk Modeling at Sberbank a.d. Banja Luka from April 2019 to May 2022. Jelena's early career included a role as a Junior Software Developer, focusing on back-end web development with Laravel and PHP, where the development of a digital tax report salary calculator was a key achievement. Educationally, Jelena obtained a Master of Science in Mathematics from Karlsruhe Institute of Technology and a Bachelor of Science in Mathematics from Heidelberg University. Additionally, Jelena has experience in tutoring mathematics at various educational levels and has completed an industrial internship with a finance and IT focus.