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Minming Lu, FRM, is an accomplished Senior Quantitative Analyst with a strong background in finance and quantitative analysis. Currently employed at Affirm since April 2024, Minming specializes in Asset-Backed Securities (ABS), Whole Loan, and Warehouse analysis. Prior experience includes a role as a Senior Quantitative Analyst at Bracebridge Capital, LLC, focusing on structured credit and rates from November 2021 to April 2024, and a position as a Quantitative Analyst at Citi, concentrating on Whole Loan from October 2020 to November 2021. Additionally, Minming gained experience as a Data Science Intern at Global AI in 2020 and conducted a Quantitative Analysis Project at TrailStone Group in 2019. Educationally, Minming is pursuing a Master of Science in Computer Science at the Georgia Institute of Technology (2022-2025) and holds a Master’s degree in Financial Mathematics from Boston University (2018-2020), along with a Bachelor's degree in Investments and Securities from the Central University of Finance and Economics (2014-2018).