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Graham Jennings is a high risk credit lead at Admiral Money. With a background in risk management, Graham has worked in various capacities in companies such as H&T Pawnbrokers, Everything Everywhere Ltd, Admin Re, Britannia Building Society, and Banco Santander. Throughout their career, Graham has demonstrated a strong ability to set up risk frameworks, develop risk management tools, and successfully implement regulatory requirements such as Basel II and Solvency II. Graham's achievements include the redesign and implementation of FSA regulatory reporting, successful delivery of waiver applications, and redesign of scoring models for commercial mortgage lending.