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Dhiraj Mirchandaney is an experienced professional in the field of banking and digital finance. Currently serving as the Head of Retail Banking Digital Channels at Abu Dhabi Commercial Bank, Dhiraj also holds significant positions within the UAE Banks Federation, including Member and Vice Chairman of the Digital Banking Committee. Additionally, Dhiraj serves as Chairman and Vice Chairman of the Technical Advisory Committee to the Board of Directors at Emirates Digital Wallet. Previously, Dhiraj was a Team Leader at Emaar Properties, showcasing a strong background in leadership within the banking and digital services sectors.