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Luz Urrutia is an experienced professional with a strong background in the finance industry. From 1984 to 2002, they served as a Managing Director at Wachovia Bank. Following this, Luz joined the El Banco de Nuestra Comunidad division of CSB in 2002, where they served as an Investor, Co-Founder, and President/COO. In 2013, they became the VP of Retail Sales & Service at Oportun, a financial technology company. During their time at Oportun, they played a significant role in expanding the company's footprint. In 2016, Luz became the CEO - Americas at DFC Global Corp., where they led one of the largest providers of accessible consumer financial services. Currently, Luz serves as the Chief Executive Officer at Accion Opportunity Fund, the leading nonprofit organization providing small businesses with access to capital and resources.

Luz Urrutia obtained a Bachelor of Business Administration (BBA) degree with a concentration in Finance and Information Systems from Georgia State University in 1983. Luz later pursued a Master of Business Administration (MBA) degree with a concentration in Finance and International Business from the J. Mack Robinson College of Business at Georgia State University in 1988.