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Patricia M Geraghty is a Treasury and ESG Advisory Consultant at 1st Choice, LLC since January 2021, specializing in business strategy and regulatory preparation. Previously, Patricia served as the Director of Internal Audit at TSB Bank where engagement with senior stakeholders focused on Treasury and Finance functions, as well as Credit and Conduct Risk. Extensive experience at the Royal Bank of Scotland included roles such as IPO Treasury, Wealth Treasurer at Coutts & Co, and Head of Planning and Analysis for Group Balance Sheet Management. Prior experience at Citi covered various senior positions within EMEA Treasury, responsible for balance sheet management and analytics. Patricia's educational background includes a Sustainability Management course from the University of Cambridge, and relevant certifications from the Association of Corporate Treasurers and Chartered Accountants Ireland. A degree in Business Studies with a focus on Finance was obtained from University College Dublin.