Julia Gridneva is an experienced data scientist currently employed at Zoral since December 2014. Prior to this role, Julia held various leadership positions at Raiffeisen Bank Aval from April 2011 to November 2014, focusing on retail risk modeling and analytics. Julia's career also includes experience as an economist in the Data Mining and Portfolio Risks Division at JS INDEX-BANK, where responsibilities included database management and risk reporting. Early in the career, Julia worked as an analyst at Deutsche Bank, conducting reviews and financial modeling. Julia holds multiple degrees, including a master's in Finance and a master's in Mathematics from Taras Shevchenko National University of Kyiv, as well as a diploma from Kiev Business School.
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