Alex Hummel has served as the VP and Head of Risk at Zoral since September 2013, where responsibilities include leading a team focused on advanced risk management and data science solutions. Key contributions comprise developing and implementing predictive data strategies, designing credit model governance policies, and utilizing diverse data sources for real-time forecasting and fraud prevention. Previous experience includes leadership roles in risk modeling at Raiffeisen Bank Aval and retail risk management at Erste Bank Ukraine, among others. Alex Hummel holds a master's degree in System Analysis and has pursued postgraduate studies in System Identification and Control, along with corporate courses in Applied Bank Management and SAS programming.
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