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Sudip Bhattacharya is the current Head of Credit, Risk & Operations at ZipLoan. Sudip has over 18 years of experience in the financial sector, with a focus on credit and risk management.

Sudip started their career in 2000 as an Assistant Manager for Accounts and IT at SWIL. Sudip then moved to ICICI Bank in 2002, where they worked as a Credit Manager for three years. In 2005, Sudip joined HDFC Bank Limited as a Credit Manager. Sudip was promoted to ACM in 2007 and held this position until 2011, when they left HDFC to join DHFL as a Regional Operations Manager.

At DHFL, Sudip held various positions including Regional Operations Manager, Regional Credit Manager, and Zonal Credit Manager. In 2017, they were promoted to FPR - Credit (Tech2), where they were responsible for aligning the LOS Module to DHFL Policy and Process. Sudip left DHFL in September 2019 to join ZipLoan as Head of Credit, Risk & Operations.

Some of their coworkers include Vikas Narindra - Head of Collection, Manpreet Singh - Chief of Staff, MD Office, and Sachin Sanduja - Head, Sales & Marketing. Sudip Bhattacharya reports to Kshitij Puri, Co-Founder, MD & CEO.