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Ricardo Gonçalves Silva has a wealth of experience in the field of data science and analytics. Ricardo is currently working as the Head of Advanced Analytics & Data Science at minu.co since December 2021. Prior to this, Ricardo served as a Data Science Manager at Quasar Flash from November 2020 to December 2021 and at PicPay from December 2019 to November 2020. Ricardo founded Analytica Datum in May 2010 and held the position of Founder until January 2020. Additionally, Ricardo worked as the Head of Data Science at Avante.com.vc from August 2018 to December 2019. Earlier in their career, they served as a Data Scientist - Specialist at ITERA - Inovação e Desenvolvimento Tecnológico from January 2017 to June 2018. Ricardo also gained valuable experience as a Lead Data Scientist - Statistician at Telefônica Brasil from February 2015 to February 2016 and as a Quantitative Credit Risk Modelling professional at Banco Votorantim from May 2010 to October 2014. Ricardo began their career at Serasa Experian, where they worked as a Coordinator from March 2006 to November 2008.

Ricardo Gonçalves Silva has an education history that includes a Master's degree in Statistics and Computational Mathematics from USP - Universidade de São Paulo, which they obtained from 2001 to 2003. Prior to that, they completed a Bachelor's degree in Economics from the same institution, studying from 1996 to 2000.

In addition to their formal education, Ricardo has obtained various certifications. In December 2019, they completed courses such as "Feature Engineering for Machine Learning" and "Feature Selection for Machine Learning" from Udemy, as well as "O Processo Criativo em Cinco Etapas" and "Gestão de Profissionais de Alto Desempenho" from LinkedIn. In October 2017, they participated in the fourth edition of the Experian Experience Jam organized by Serasa Experian. Furthermore, they have obtained several certifications from SAS, including "Forecasting using SAS Software: A Programming Approach" in March 2011, "Certification in SAS Risk Management for Banking and Capital" in June 2010, "SAS Certification in Business Analytics using Enterprise Miner" in May 2010, and "SAS Certification in Time Series Analysis" in September 2007. Ricardo also obtained certifications in "Financial Modeling Dependent Risks: Non-Gaussian Copulae" and "Elliptical Distributions and Applications in Finance" from Instituto de Matemática e Estatística - Universidade de São Paulo (IME-USP) in August 2007 and May 2003, respectively.