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Rafael Bincoletto has a robust background in finance and agriculture, currently working at XP Asset Management in Fixed Income and Structured Credit since July 2020. Prior experiences include serving as a Corporate Credit Analyst at Itaú BBA from August 2018 to July 2020 and as an Analista Digital Farming at Bayer Crop Science from August 2017 to August 2018, where Rafael also held an internship in Digital Farming. Rafael began professional development with an internship in Agrometeorology at Escola Superior de Agricultura "Luiz de Queiroz" from February 2017 to August 2017. Educational qualifications include a degree from Escola Superior de Agricultura "Luiz de Queiroz" (2013-2017) and a study abroad program in Economics at Hochschule Worms (2016-2017).