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Carin Gutchall (Chuvala) is an experienced professional in the field of underwriting, currently serving as EVP- FHA Chief Underwriter at X-Caliber Capital. With a background in commercial mortgages and FHA underwriting, Carin has held positions at Berkeley Point Capital LLC, Oppenheimer Multifamily Housing & Healthcare Services, and Johnson Capital - Huntoon Hastings, Inc. Carin holds a Bachelor's degree in Business, Management, Marketing, and Related Support Services from Indiana University South Bend.