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Ricardo Saad began their work experience in 2010 as a Co-Founder of Reurbano. In 2012, they joined Morgan Stanley as an Analyst until 2015. From 2015 to 2017, they held the position of Associate at The Carlyle Group. In 2018, they briefly returned to The Carlyle Group as an Associate. Currently, since 2019, Ricardo serves as the Chief Financial Officer at will bank.

Ricardo Saad completed their Master of Business Administration (MBA) degree at The Wharton School from 2017 to 2019. Ricardo also pursued a Master of Science (MS) degree in Education Entrepreneurship at the University of Pennsylvania Graduate School of Education from 2018 to 2019. Prior to their postgraduate studies, they obtained a Bachelor of Science degree in Engineering from Escola Politécnica da USP between 2007 and 2012. Lastly, they completed their high school education at Colégio Bandeirantes from 2003 to 2006.