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Dheeraj Karnam is a Software Engineer (SDE2) at PayU since July 2022, specializing in Java vertx and previously held the position of Associate Software Engineer where notable contributions included the development and implementation of 3DS 1. Prior experience includes an internship as a Software Engineer at Glimpay, where Dheeraj focused on developing a crypto rewards system and integrating blockchain technology. From August 2015 to July 2020, Dheeraj worked at Infosys as a Technology Analyst with hands-on experience in Agile methodology and SSIS for data integration and migration, culminating in roles as Senior Systems Engineer and System Engineer. Dheeraj holds a Master of Technology in Computer Science from the International Institute of Information Technology Bangalore and a Bachelor of Technology in Information Technology from Sreenidhi Institute of Science and Technology. Educational foundation includes completion of Secondary School Certificate at New Nalanda High School.