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Darryl Smith is an accomplished finance professional with extensive experience in product management, risk management, and auditing within the banking and financial services sectors. As Product Director for Cash & Transactional Banking at Westpac, and previously serving as Executive Manager of Product Risk for Deposits & Consumer Finance, Darryl has demonstrated strong leadership in product development and risk assessment. With prior experience as Senior Manager in Operational Risk at BT Advice, and holding senior roles at PwC Australia and UBS, Darryl possesses a robust background in financial services audit and client portfolio management. Educational qualifications include a Fellow Chartered Accountant designation from ICAEW and a BA (Hons) in Financial Management and Accounting from The University of Sheffield. Additionally, Darryl is the Founder and Lead Trainer at Job Magic and has undertaken extended travel.