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Nicole Martinez is a seasoned professional in the mortgage and financial services industry with extensive experience spanning over three decades. Currently serving as a Senior Loan Officer at Western Pioneer Financial & Properties since June 2022, Nicole has also held significant roles, including Senior Mortgage Underwriter at Alameda Mortgage Corporation and DE Underwriter at Pacific Trust Mortgage. Nicole's expertise encompasses underwriting Conventional, FHA, and USDA loan applications, as well as client education in consumer loan products. Education includes attendance at the University of Phoenix and Fresno City College, complemented by a foundational education at Clovis High School.