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Michael Kirby has extensive experience in the financial industry, with a focus on government-backed lending programs. Michael is currently working as the Senior Vice President and Director of Government Lending at West Town Bank & Trust, where they provide business and project financing solutions utilizing government guaranteed lending programs, with a particular emphasis on USDA Rural Development guaranteed loans and SBA business loans. Previously, they held the position of Vice President at Raymond James Financial Inc. from October 2012 to December 2020. Prior to that, they worked as Vice President at ArborOne Farm Credit from February 2008 to October 2012.

Michael Kirby completed their Bachelor of Business Administration degree in Finance, General from Francis Marion University in 2000.