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Paul Ip has over 20 years of work experience in risk management and credit policy in the banking industry. Paul served as the Chief Risk Officer at WeLab Holdings, overseeing risk management for multiple entities across Hong Kong, China, and Indonesia. Paul was responsible for product governance, credit risk management, operational risks, and loan loss forecasting.

Prior to this, Paul worked at Standard Chartered Bank, where they held various positions including Head of Credit Policy and Risk Reviews for Secured Lending and Consumer Finance. Paul also served as the Country Credit Head for Consumer Banking.

Earlier in their career, Paul worked at Citibank Berhad as a Vice President and at Citibank as a Management Trainee.

Overall, Paul Ip has extensive experience in risk management, credit policy, and consumer finance across multiple countries.

Paul Ip attended the University of Chicago Booth School of Business Executive Education in 2019, where they studied Negotiations: Strategies and Processes for Impactful Outcome. In 2013, they completed a Leadership Course for Executives at the INSEAD - Singapore Campus, focusing on Business Administration and Management. From 1992 to 1995, they pursued a Bachelor of Science degree in Computer Science at The University of Hong Kong. Paul's previous educational history before college is unknown as no specific information is provided.