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Lars Heyen is an experienced insurance professional currently serving as ³Ò±ð²õ³¦³óä´Ú³Ù²õ´Úü³ó°ù±ð°ù at WECOYA UNDERWRITING GmbH since August 2023. Prior to this role, Lars held the position of Managing Director at Aktiv Assekuranz Makler GmbH from May 2020 to December 2023. Lars has extensive experience with RSA from June 2011 to April 2020, where responsibilities included the commercial and personnel leadership of the German branch, development of European business strategies, budget planning, and local reporting, while also serving as a member of the European Executive Team. Additional experience includes leadership roles at Allianz Global Corporate & Specialty, starting as Junior Underwriter Marine Cargo and culminating as Chief Underwriter Marine Cargo, focusing on risk assessment and customer relationship management. Lars's educational background includes a degree in insurance from Allianz Versicherungs-AG and continued professional development in project support from Consensa Projektberatung GmbH.