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Michael J. Ciepierski is an accomplished executive with extensive experience in commercial finance, strategy, and negotiations across various industries. Currently serving as Executive Vice President and Managing Director - Commercial (Americas) at AMS since August 2022, Michael previously held significant roles, including Vice President - Commercial Finance at sgsco, where Michael J. established the Commercial Finance Team. Prior positions include Vice President at Alight Solutions, directing North American benefit negotiations and global deal finance, and Director of Deal Finance at Aon Hewitt, focusing on innovation in deal processes. Michael's career began as an Actuarial Analyst at Milliman & Robertson, and Michael J. has held various pricing and negotiation roles at AT&T and Verizon Business. Michael holds an MBA in Finance & Economics and has completed an Executive Leadership Program at Harvard Business School.