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Tarek Hazim, CFA, CMA has a Master's Degree in Finance from Saint Joseph University of Beirut. With experience as a Credit Analyst at Societe Generale de Banque au Liban SGBL and KIB, Tarek progressed to the role of Senior Manager Post Fact Credit Risk at Kuwait Finance House, where Tarek worked from August 2011 to February 2021. Currently, at Warba Bank, Tarek serves as the Senior Director Post Fact Credit Risk and Information Management Division since March 2021.