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Tim Ponzio began their work experience in 1996 at Wells Fargo as a Branch Manager. In 2008, they became a Sr Business Development Officer - Commercial Banking until February 2020 when they transitioned to WaFd Bank as the VP Equipment Finance.

Tim Ponzio holds a Bachelor of Science degree in Business Administration from the University of Arizona. Tim has also completed the Pacific Coast Banking School certification program offered by the University of Washington - Michael G. Foster School of Business.