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Heather Horovitz has a diverse work experience spanning multiple industries. Heather most recently worked at VyStar Credit Union as the SVP of CDFI & Impact Lending. Prior to that, they were a Financial Planning Manager at VyStar, where they built financial models and supported major decision-making processes. Before joining VyStar, Heather worked as a Senior Analyst at Rayonier Advanced Materials, where they played a key role in strategy development and managed M&A opportunities. Heather also has experience as a Revenue Analyst at Acosta, a Team Manager at Crohns And Colitis Foundation, and an Operations Analyst at Deutsche Bank Securities. Additionally, they have held managerial positions at Sofitel and Best Western Hotels & Resorts, where they supervised staff and managed various departments.

Heather Horovitz holds a Master of Business Administration (MBA) degree with a specialization in International Business from Florida International University, which they completed from 2007 to 2009. During the same period, they also earned a Master of Science (MS) degree in Finance, General from the same university. Prior to that, they obtained a Bachelor of Science (BS) degree in Food and Resource Economics from the University of Florida from 2005 to 2007. Heather Horovitz began their education with an Associate of Arts (AA) degree in Culinary Arts/Chef Training from Johnson & Wales University, which they completed from 2001 to 2003. In addition to their formal education, they have obtained the Accredited Mortgage Professional (AMP) certification from the Mortgage Bankers Association, which they attained in 2024, and the Diversity, Equity and Inclusion in the Workplace Certificate from USF Corporate Training and Professional Education, obtained in 2021.