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Carl Heldt has extensive work experience in the banking and financial industry. Carl is currently working at VyStar Credit Union as the SVP of Capital Planning and Stress Testing. Previously, they held the position of Interim Chief Financial Officer at VyStar Credit Union as well. Before joining VyStar Credit Union, Carl worked at Commerce Bank as the DFAST and Capital Planning Manager for five years. Prior to that, they served as the Balance Sheet Manager at BankUnited for nine years. Carl also held roles as an Asset/Liability Manager at AIG Federal Savings Bank and Bank of America. Carl started their career at SunTrust as an Interest Rate Risk Modeling Analyst and worked there for four years. Carl began their professional journey as a Financial Analyst at Old National Bank.

Carl Heldt attended Indiana University Bloomington, but no information is available regarding the start or end year of their education, as well as the degree or field of study they pursued.