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Gema Oliva has extensive experience in accounting, financial services, and risk management. Gema has worked at Volkswagen Financial Services Spain in various departments since 2008. Gema holds a Master's degree in Corporate Accounting and Finance from Universidad Europea Miguel de Cervantes, as well as additional qualifications in advanced accounting and preparation for the Bank of Spain technician exams. Gema's educational background includes a degree in Business Administration and Finance from Universidad Complutense de Madrid.