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Raghunath T is a seasoned professional in the credit and financial sectors, currently serving as the Head of Credit at Vivriti Asset Management since April 2021. In this role, Raghunath leads a team focused on tracking the credit market, conducting client diligence, structuring transactions, executing investments, managing portfolios, and performing credit research. Prior to this position, Raghunath was the Deputy Vice President at Vivriti Capital, where responsibilities included overseeing corporate credit risk, recommending exposures, and facilitating transaction structuring. Raghunath's earlier experience at ICRA encompassed various roles, from Analyst to Assistant Vice President, with a strong emphasis on credit research in the infrastructure sector and large corporate entities. Raghunath holds a Post Graduate Diploma in Management with a specialization in Finance from the Indian Institute of Management, Kozhikode, and a Bachelor of Engineering degree in Electrical and Electronics Engineering from the College of Engineering, Guindy.