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Roshin Joseph is an accomplished technology leader with extensive experience in fraud detection and product development, currently serving as Vice President at Visa since October 2011. In this role, Roshin has led architecture and development teams, delivering innovative fraud detection products generating over $100 million in annual revenue and enhancing risk models through machine learning. Prior to Visa, Roshin held key positions at CyberSource, where management of the Risk Solutions team and Agile process adoption were emphasized, and at Siemens, where Roshin spearheaded a communications security project. Educational qualifications include a Master's degree in Computer Applications from PSG College of Technology and a Bachelor's degree in Computer Science from Bangalore University.