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Gonzalo Tercero is an experienced professional in the financial services industry, currently serving as Vice President of Products at Visa since November 2017, where responsibilities include leading the deployment of Visa's product suite. Prior to this role, Gonzalo held various positions at American Express from April 2005 to October 2017, including Director of Business Development and Director of Merchant Strategy and Network Development, contributing significantly to the PAYBACK merchant network and technical integrations. Additionally, Gonzalo served as Regional Director of Network Development, focusing on the Amex Electronic Payments Network in Latin America. Earlier experience includes a Manager position in the Telecoms Industry at Accenture from 1997 to 2005. Gonzalo holds an MBA in Finance from Tecnológico de Monterrey and a B.S. in Physics Engineering from Universidad Iberoamericana.