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Victor Eroza is a Senior Credit Manager at Vinmar International, where Victor oversees the risk, credit, and collection strategy for plastics and chemicals in the Latin America region. Prior to this role, Victor held various positions in finance and credit management at companies such as DuPont, DAIMLER CHRYSLER DE MÉXICO, and American Express. Victor holds a PhD in Finance from EGADE Business School del Tecnológico de Monterrey, an MBA from The University of Texas at Austin, and master's degrees in Finance and Business Administration from Tecnológico de Monterrey.