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Matthew Kelly is a Managing Director at Woodruff Sawyer, where Matthew oversees a book of business with over 30 clients generating more than $1.5M in surety income. Prior to this role, Matthew held positions such as President & Co-Founder at Vertikal RMS and Senior Vice President at Vanguard Coverage. With a background in finance from Loyola University Maryland, Matthew has a proven track record of managing surety operations and maintaining strong client relationships throughout their career.