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Stephen Ruane - ACI, ARM serves as the Head of Capital Market Solutions at Verita, Inc., where responsibilities include supporting underwriting leadership in developing cohesive underwriting strategies and maintaining alignment with reinsurance placements. Previously, at Sompo International, Stephen held roles including Senior Vice President of Alternative Risk, overseeing policy structures and compliance. Experience includes a Senior Financial Analyst position at AM Best, evaluating the financial strength of various portfolios, and key roles at Harbor Island and Chubb NA managing alternative risk programs and captive insurance operations. Stephen holds multiple degrees, including a BSBA in Finance from Rider University and ARM and ACI designations.