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Vinit Sinha is a seasoned data scientist with extensive experience in the insurance and analytics sectors. Currently serving as a Sr. Principal Data Scientist at Verisk Analytics since February 2017, Vinit focuses on developing underwriting solutions, specifically Credit Based Insurance Scores. Prior to this role, expertise was gained at Fractal Analytics as a Director of Consulting, and at TransUnion as a Consultant in Insurance Analytics, where contributions were made to data and analytics products for the insurance industry. Vinit also held positions at Exl Service as an Assistant Manager in Analytics, where work involved loss cost modeling and price optimization, and at Bajaj Allianz General Insurance Co. Ltd. as a Sr. Executive in Actuarial, playing a key role in the introduction of the first "Risk Based Rate Plan" for Personal Auto Insurance in India. Early career experience includes a Software Engineer position at IBM India, where Vinit developed applications for various international clients. Vinit earned a BTech in Civil Engineering from the Indian Institute of Technology, Kharagpur, in 2004.