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Karen Jiang is an accomplished Actuarial Manager at Venerable since January 2022, focusing on variable annuities assumptions and experience studies. Previously, Karen served as a Life and Health PBR Actuary at the Texas Department of Insurance from October 2017 to January 2022, where responsibilities included PBR reserves for life and annuity products, VM-31 reporting, and reviewing exotic reinsurance arrangements. Karen's experience also includes a role as an Actuary at Voya Financial from 2009 to 2016, emphasizing variable annuity economic capital, stochastic modeling, hedging, and risk reporting. Prior positions include Senior Actuarial Associate at Sun Life Financial and Actuarial Assistant at AEGON Americas, where Karen focused on asset-liability management analysis and embedded value for institutional products. Karen holds a Master’s degree in Actuarial Science from the University of Iowa.