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Joseph Cowell started their work experience as an Analyst at Bayview Financial in 2001 and held this role until 2004. In 2004, they joined Velocity Mortgage Capital as the Chief Operating Officer, and the duration of their tenure in this position is not specified.

Joseph Cowell has a Master of Science (M.S.) degree in Banking and Financial Services from Boston University, where they were also a member of the Honors Society. Joseph also holds a Continuous Education Certificate in Real Estate and Investments from UCLA, which they earned with distinction. Additionally, Joseph Cowell has completed pre-law studies in Business Administration at Western Colorado University.