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Kunal Pawar started their work experience as a Credit Officer at Bell Finvest India Ltd. from April 2017 to February 2018. Kunal then worked as a Credit Officer at Tata Capital from September 2018 to April 2019. After that, they joined loanbaba.com as a Credit Manager from April 2019 to March 2022, where they were responsible for verifying documents and evaluating the creditworthiness of potential customers. Currently, they are working as a Credit Risk Analyst at Vayana Network, starting from July 2022.

Kunal Pawar completed a Master of Business Administration (MBA) with a specialization in Financial Management from Sinhgad School of Business Management, which they attended from 2011 to 2013. After that, from 2014 to 2016, they pursued an M. Com in Advance Statistics from B. P Sulakhe Commerce College in Barshi. Prior to their postgraduate studies, Kunal completed a B. Com degree in Advance Accounting from D.A.V. Velanker College of Commerce in Solapur from 2011 to 2013. In 2020, they obtained a certification in Fundamentals of Credit from the Corporate Finance Institute (CFI).