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Kunal Patel is an experienced analytics professional with a strong background in product analytics and risk management. Currently serving as the Product Analytics Lead at Vanguard, Kunal previously held multiple vice president roles at Citi, including Analytics Decision Manager, Acquisition Risk Policy Manager, and Credit & Portfolio Risk Manager. Prior experience includes positions at TD as VP of Analytics Manager for Enterprise Advanced Analytics and roles at Bank of America and JPMorgan Chase, specializing in new account pricing strategies, portfolio analytics, and loss forecasting. Kunal holds a Master of Science in Operations Research from the University of Delaware.