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Urs Gubser is a seasoned professional with extensive experience in technology and financial services. Currently serving as a Strategic Advisor/Consultant at Vanguard Signals and as a Board Member at Scrambl, Gubser also advises RiskWolf, an innovative insurance company for the digital economy. Gubser's previous roles include Head of Innovation Merchant Services and member of the Worldline Discovery Hub at Worldline, where strategic insights were developed to address trends in society and technology. Prior positions encompass senior leadership in merchant transformation at SIX, product management for emerging payments at Citi, and project management roles at major firms including Banc of America Securities, Traiana, and Deutsche Bank. Gubser co-founded All Instant, inc., where technology solutions were developed. Educational qualifications include an MBA from Alliance Manchester Business School and studies at ETH Zürich.