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Arjen de Graaf has work experience in various roles and positions. Arjen started their career in 2007 at ING as a Customer Service Employee, assisting clients with different E-Banking tools. Later, they became a Channel Implementation Manager, responsible for implementing and providing technical support for InsideBusiness Payments for ING's Wholesale Banking clients. Arjen then worked as a Product Manager, where they were in charge of InsideBusiness Payments, coordinating with stakeholders and discussing improvements with the supplier. Arjen joined Cobase in 2017 as a Product Owner, overseeing product development until their recent move to Valutico as the VP of Product.

Arjen de Graaf completed their Bachelor of Science (BSc) degree in Business Administration and Management, General from the University of Groningen from 2007 to 2010. Arjen then pursued their Master of Science (MSc) degree in Finance, General from the same university from 2010 to 2012.