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Kelly Muller has extensive work experience in the banking industry, with their most recent role being a VP Senior Credit Analyst at Valliance Bank since November 2021. Prior to this, they worked as a Credit Analyst at CCB Community Bank from February 2017 to September 2022. Kelly also held various roles at First Fidelity Bank from March 2006 to September 2022, including Appraisal Review Risk Analyst, Risk Analyst - Credit Dept, and Commercial Credit Analyst. Before entering the banking industry, Kelly worked as a Teller - Commercial Credit Analyst at Legacy Bank from August 2004 to February 2006. Kelly'searliest work experience was as a Hairstylist and Manager at Supercuts, Inc from May 1996 to July 2004.

Kelly Muller earned a High School Diploma from Putnam City North High School. They then attended Francis Tuttle Vo-Tech and received a degree in Cosmetology. Later, Kelly pursued a BA in Finance from the University of Central Oklahoma, graduating in 2005. In 2011, they completed their education by earning a Master of Business Administration (MBA) in Business Administration and Management, General from Southern Nazarene University.