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Neil Andrews is an experienced operations professional with a strong background in retail finance and banking. Currently serving as Operations Director at V12 Retail Finance Limited since January 2015, Neil has previously held key roles including Senior Operations and Transformation Manager at Lloyds Banking Group from August 2013 to December 2014 and Chief Operating Officer, Operations Director, and Head of Customer Operations at Target Servicing Limited between June 2010 and May 2013. This diverse experience showcases expertise in operational management and transformation within the financial services sector.