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Rubi Concepcion has a diverse and extensive work experience in various roles. Starting from 2011, Rubi worked as an Equity Research Analyst at Factset Philippines, Inc., where they were responsible for analyzing financial data of publicly traded companies. In 2012, Rubi joined The First Resources Management and Securities Corporation, initially as a Research Analyst and later as a Trader and Head of Research, where they supervised research analysts, managed portfolios of high net worth clients, and developed financial models for different industries. In 2014, Rubi transitioned to RebelGroup, where they served as a Senior Consultant, Country Representative, and played a pivotal role in business development in South East Asia. Their responsibilities included project finance, feasibility studies, financial modeling, and procurement for PPP projects. Most recently, in 2022, Rubi co-founded Uwi Homes, a fintech startup that offers Home-Lending-as-a-Service, where they hold multiple executive roles as Co-Founder, Chief Financial Officer, Chief Operations Officer, and Chief Product Officer.

Rubi Concepcion obtained a Master of Business Administration (M.B.A.) degree from De La Salle University, graduating in 2019. Rubi previously earned a degree in Commerce, with a specialization in Management of Financial Institutions, from the same university, completing their studies in 2011. Additionally, Rubi has certifications including the PSETradex Expert Certification and PAM Certification from the Philippine Stock Exchange Inc (PSE), obtained in October 2013 and May 2013 respectively. Rubi also holds the Career Service Professional certification from the Philippine Civil Service Commission, achieved in May 2011, and the Certified Securities Representative certificate from the Securities and Exchange Commission, obtained in July 2013. Rubi's education history does not include information about their current enrollment or completion status at the CFA Institute.