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MANOJ JOSHI ADVOCATE has extensive legal experience, currently serving as an empaneled lawyer at HDFC Limited since October 2022, alongside numerous roles including legal auditor and legal advisor at Uttarakhand Gramin Bank since February 2017, panel advocate at The Nainital Bank Ltd since February 2020, and empaneled legal advisor at State Bank of India since January 2017. Additionally, MANOJ has continued to practice as an advocate with the District Bar Association in Pithoragarh since January 2004, and holds legal advisor positions with various banks including Union Bank, Punjab National Bank, OBC India, Syndicate Bank, and IDBI Bank. Educational qualifications include a Bachelor of Laws (LL.B.) from the University of Lucknow, a Master of Business Law (MBL) from the National Law School of India University, and a Master of Science in Disaster Mitigation from Manipur University.