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Sanjay Bhandari began their work experience as an Audit Consultant at Freelance from 1988 to 1991. Sanjay then worked as a Finance Manager at Current Tax Reporter from 1993 to 1994. From 1995 to 2000, they served as a Finance Controller - Sugar at Willard India Limited. In 2002, they became a Senior Finance Manager at BSES Delhi. From 2003 to 2005, they worked as a Deputy General Manager at Ispat Industries Ltd, where they handled various finance functions. In 2006, Sanjay became the Chief Financial Officer at KIRAN UDYOG INDIA PRIVATE LTD, overseeing financial and accounting management. Sanjay then joined Uttam Sugar Mills Ltd in 2007 as the Vice President, and later became the Chief Financial Officer, heading the financial responsibilities for multiple plants. Throughout their career, Sanjay has been involved in strategic planning, fund raising, budgeting, and other financial aspects of the companies they have worked for.

Sanjay Bhandari began their education by obtaining a Bachelor of Commerce degree in Finance from the University of Rajasthan, which they completed from 1983 to 1985. Following this, they pursued further specialization in Accounting and Finance by studying at The Institute of Chartered Accountants of India from 1984 to 1987, where they earned the degree of Chartered Accountant.