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Mikko Remes (Pehkonen) is a seasoned professional in product management and business development with extensive experience in the banking sector. Currently serving as Senior Product Manager at Utopia Music since September 2021, Mikko previously held positions such as Business Product Owner at SweepBank, where responsibilities included managing mobile banking services across Europe. Prior roles include Product Manager at Ferratum Bank Plc., where Mikko led the development of a new mobile banking concept, and Product Manager at Ferratum Group, focusing on lending products within the mobile banking platform. Earlier career highlights include Mobile Bank Business Developer at Nordea, managing mobile and SMS services in Finland, and project management roles at Tieto, where Mikko executed various financial services projects. Mikko holds a Master of Science degree in ICT from LUT University.