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Melissa Joy Babalcon has a background in finance and administration, with experience working in various roles at companies such as UrbanX, Harcourts Cooper & Co, SPENCER HENSHAW LIMITED, Kelly Services, Guardian Trust, Accenture, and Philippine National Bank. Melissa Joy holds a Diploma in Business Level 7 from Cornell Institute of Business and Technology and a degree in Financial Management and Systems Development, Accounting and Finance from San Beda University.