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Rain Lei is an accomplished finance professional with extensive experience in credit risk management and financial analysis. Currently serving as a Credit Risk Manager at Upgrade, Inc. since October 2022, Rain previously held key roles at Marlette Funding, including Credit Strategy Testing and Implementation Manager and Finance Associate, where responsibilities encompassed processing accounting transactions, managing audits, and liaising with investors. Rain has also contributed as a Loan Process Analyst at Grace Financial Capital Group, gained analytical experience as a Financial Analyst, and engaged in marketing initiatives at Touchdown Education and Solvay. Educational credentials include a Master's degree in Finance from Goldey-Beacom College and a Bachelor of Science in Mathematics from Drexel University.